A loan against your home equity
Buy the new home before you sell the old one
Short on funds for the new house's CPCV while yours hasn't sold yet? Collateralize the home you're selling and draw liquidity in minutes — no bank, no waiting.
Your house, on-chain
Property (VPT)
€250 000
Artigo 1234 · Lisboa
Liquidity drawn (USDC)
$45 000
collateral 30% · disbursed by AI agent
The problem
Your capital is locked in the home you haven't sold
In Portugal, signing the new home's CPCV means paying the signal — often 10 to 20% — right away. But your money is tied up in the property you're selling. Bank loans are slow, paperwork-heavy, and not always approved in time.
How it works
From document to liquidity, in six steps
1 · Sign in
Sign in with email or a social account — Privy provisions a non-custodial Sui wallet, no extension.
2 · Documents + AI
Upload the caderneta predial and your ID. AI extracts the tax article, VPT value, address and owner.
3 · World ID eligibility
Identity Check attests 18+ and a Portugal-issued document; KYC proves you're present. We request predicates, not data — your name and document number never reach the app.
4 · Tokenize
The property is issued as HOUSE equity coins on Sui (a Move package), supply pegged to its VPT value.
5 · Collateralize
Lock a fraction of the tokens as collateral. An AI agent verifies the collateral, World ID eligibility, and that this human has no other active loan.
6 · Withdraw
The treasury agent transfers USDC autonomously. Withdraw the funds for the new home's signal.
Why trust it
Cryptographic transparency at every step
Encrypted documents
The caderneta and KYC are encrypted with Seal and stored on Walrus — only you control access.
Immutable record
Every document's hash is anchored on-chain on Sui — a tamper-proof audit trail.
Agentic payment
The treasury only releases funds through an agent that verifies collateral and a real human via World ID.
Ready to unlock your home's value?
Start the loan now. No commitment until you confirm the values extracted by AI.
Start the loan